2024 401k Contribution Limit Over 55 . A 401 (k) has a higher contribution limit than an ira. This limit includes all elective employee salary deferrals and any contributions made to a designated roth.
The 2024 contribution limit for 401(k) plans is $23,000, up from $22,500 in 2023. The 401 (k) contribution limit is the maximum amount an individual can contribute to their 401 (k) retirement account in a calendar year without facing tax penalties.
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